Personalize your car insurance with the coverages you need.
We make it easy to customize your car insurance to fit your needs.
Required auto insurance coverages.
Liability Insurance pays for damages or injuries to other people and/or their property caused by an accident you're found at fault for.
Additional car insurance coverages.
Although Uninsured Motorist and Personal Injury Protection may not be required, they can provide you with an extra layer of protection. These coverages take care of damages to your car and/or injuries to you and your passengers.
We can help you pick what coverages you want.
We get it. Car insurance isn't the easiest thing to deal with. We're here to help answer any questions you may have.
We are here to advise you on important coverage decisions, answer any questions, and help simplify your experience.
We can help:
Your car insurance cost will vary depending on several factors that typically include:
Car insurance can help protect you from expensive, sometimes devastating surprises. Imagine you're in an accident, as an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.
Once you decide how much car insurance you want, you can start shopping for the best policy. Rates can vary widely among companies for the exact same coverage, so be sure to get car insurance quotes from multiple insurers.
Here’s what you should do to find the cheapest car insurance.
The key to finding a good deal is to get car insurance quotes from multiple companies. An independent insurance agent can do that work for you. We can help you find the companies that have the lowest rates.
Another good savings strategy is to bundle your auto insurance with your homeowners or renters insurance. Getting more than one policy from the same company typically results in a decent discount.
If you own a car, you need auto insurance. Car insurance helps provide financial protection for you, and your family if you're involved in an accident. It only takes is a few minutes to get a personalized car insurance quote with the best rates, discounts, and options available.
It is very easy for a company to have a lower price if they are offering less coverage or are not including the same tickets and accidents than everyone else. Make sure you’re getting an accurate comparison. Select the same set of coverages, limits, and deductibles and the same driving record for each quote you get.
you’ve received several car insurance quotes with the same coverages, factor in the helpfulness of the agent you spoke to in explaining and suggesting coverages and check the agency’s Google Reviews to make sure they meet your standards. Also decide if you want shop local with an agent that lives here in the Pacific Northwest like you do or if you are ok with a “cubicle agent” out of who-knows-where that works for one of the big 800# companies. Now you are ready to select the agency that is the best match for you.
You can get car insurance even if you don’t have a driver’s license. Someone may wonder why you would want to but there are a number of legitimate reasons you might want to, all having to do with protecting you and your assets.
In all these situations and more, we can help you get insurance even if don’t have a driver’s license. You are not legally required to have a driver’s license in order to purchase car insurance but most of the big-name insurers, like GEICO, State Farm, American Family, and Allstate, will not insure you without a driver’s license. Also, some agents may not be familiar with how and why it can be done or may just not want to bother and therefore will brush you off with a quick ‘no’. Let us help. We know our stuff.
Bare minimum liability coverage is rarely advisable but it’s better than no insurance at all, especially if you can’t afford more. The average cost of just liability insurance for most people is less than $50 per month and it also removes the worry of getting pulled over by law enforcement. If you have no savings or assets, minimum liability coverage may suffice but would not be enough to pay for serious injuries or to repair/replace a newer car. Without sufficient insurance, your future wages may be garnished to cover the damage you cause. If you are only carrying the state-required $10,000 property damage and hit a car worth $20,000, the insurance company will pay the $10,000 and you will be responsible for the remainder. Basically, you are self-insuring for anything over the insurance limits you have chosen to purchase. If you don’t want to have your wages garnished or your assets sold, seriously consider buying higher limits of liability.