The key to finding a good deal is to get car insurance quotes from multiple companies. An independent insurance agent can do that work for you. We can help you find the companies that have the lowest rates.
Another good savings strategy is to bundle your auto insurance with your homeowners or renters insurance. Getting more than one policy from the same company typically results in a decent discount.
In Washington, it’s against the law to drive without insurance . Washington drivers are required to have at least the following minimum car insurance coverage:
Depending on your budget and your needs, you might want to consider carrying higher limits of liability and other coverages such as Uninsured Motorist and Personal Injury Protection medical. We’ll help you customize your Washington car insurance to get the coverage you want at a price you can afford.
Your auto insurance cost will depend on many different factors including the coverage you choose, your age, where you live, and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Let us help you find the coverage you want at a price you can afford.
Get a free quote to see how much you could save.
Your car insurance cost will vary depending on several factors that typically include:
You would not buy a car just by calling a handful of car dealerships and ask for the price of the cheapest car on each lot, and then picking the lowest. Why would you do that when you are buying car insurance?. Decide on the coverages you want then request quotes for that exact coverage. Make notes as to what agent is most helpful, not just being an order taker but giving valuable advice for you to consider when choosing coverages. If your requirements change as you talk with the various agents, go back and update the prior quotes.
To best compare car insurance quotes from various companies, make sure each quote contains the same:
Car insurance can help protect you from expensive, sometimes devastating surprises. Imagine you're in an accident, as an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.
If you own a car, you need auto insurance. Car insurance helps provide financial protection for you, and your family if you're involved in an accident. It only takes is a few minutes to get a personalized car insurance quote with the best rates, discounts, and options available.
So, do you really need car insurance? Only if you want to protect your assets and drive legally. Your other option is to get friendly with your local bus or uber driver.
Car insurance can be expensive, so you may ask yourself if you really need it. Washington state law does require you carry a minimum amount of liability insurance for a reason. And, believe it or not, it is not to make insurance companies rich. But is insurance really necessary?
According to the National Highway Traffic Safety Administration (NHTSA), in 2016 an estimated 7,277,000 police-reported traffic crashes occurred and 3,144,000 people were injured in those accidents and 37,461 people were killed, an average of 102 people each day, one fatality every 14 minutes.
Another word for “liable” is “responsible.” So, if you are responsible for an accident, you need responsibility insurance aka liability insurance in order to provide financial relief to the victims of the accident.
Try to imagine a world without car insurance. Every time you went for a drive, you would be risking your bank account and your future earnings. Insurance is designed to help protect you from expensive and sometimes devastating surprises including legal costs if you are taken to court because of an accident.
The average cost of insurance is not that much when you compare it to what the insurance company may have to pay out if you make one minor mistake. The value of good insurance is only revealed when you need it most. In other words, you don’t need insurance… until you do. #AccidentsHappen