Car Insurance Calculator Washington

Inexpensive Auto Insurance


Factors That Impact the Cost of Car Insurance

Your car insurance cost will vary depending on several factors that typically include:

  • Your driving record
  • Your age and years of driving experience
  • Where you live
  • Car insurance coverage selections
  • Deductible amount (if you buy collision and comprehensive coverage)
  • Vehicle year, make, and model
  • Car insurance history
  • Your credit-based insurance score


How can I find the best price on car insurance?

The key to finding a good deal is to get car insurance quotes from multiple companies. An independent insurance agent can do that work for you. We can help you find the companies that have the lowest rates.

Another good savings strategy is to bundle your auto insurance with your homeowners or renters insurance. Getting more than one policy from the same company typically results in a decent discount.

Washington Accident News

 

Inexpensive Car Insurance


Our agents help protect you on the road.

We are here to advise you on important coverage decisions, answer any questions, and help simplify your experience.

We can help:

  • Find available auto discounts
  • Adjust your coverage, at your request, as your life changes
  • Guide you through the auto claims process

Inexpensive Car Insurance
Best Car Insurance Washington State

Best Car Insurance Washington State


How Can I Find the Best Price on Car Insurance?

Once you decide how much car insurance you want, you can start shopping for the best policy. Rates can vary widely among companies for the exact same coverage, so be sure to get car insurance quotes from multiple insurers.

Here’s what you should do to find the cheapest car insurance.

  1. Shop around
  2. Ask about discounts
  3. Choose a higher deductible
  4. Ask about usage-based car insurance

Cheap Car Insurance In Washington


Do I Need Insurance?

If you own a car, you need auto insurance. Car insurance helps provide financial protection for you, and your family if you're involved in an accident. It only takes is a few minutes to get a personalized car insurance quote with the best rates, discounts, and options available.

Cheap Car Insurance In Washington
Cheap Car Insurance Washington

Cheap Car Insurance Washington


Personalized Coverages

Personalize your car insurance with the coverages you need.
We make it easy to customize your car insurance to fit your needs.

Required auto insurance coverages.
Liability Insurance pays for damages or injuries to other people and/or their property caused by an accident you're found at fault for.

Additional car insurance coverages.
Although Uninsured Motorist and Personal Injury Protection may not be required, they can provide you with an extra layer of protection. These coverages take care of damages to your car and/or injuries to you and your passengers.

We can help you pick what coverages you want.
We get it. Car insurance isn't the easiest thing to deal with. We're here to help answer any questions you may have.

Instant Car Insurance Quote


Why do you need car insurance?

Car insurance can help protect you from expensive, sometimes devastating surprises. Imagine you're in an accident, as an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.

Instant Car Insurance Quote

Frequently Asked Questions

The cheapest auto insurance policy you can purchase is liability coverage. This pays the damage you cause to someone else and is the minimum coverage Washington state allows. We always recommend more coverage but if you need to keep your insurance premium down, the choice is yours.

The cheapest insurance premium depends on a number of ‘responsibility’ factors and how much each company weights each factor.

  • If your driving history is clean, you have good credit, and you have carried higher liability limits for a number of years, Safeco or Progressive will most likely have the best rates for you.
  • If your driving record is clear but you don’t currently have an insurance policy or have just been carrying the state minimum, National General and Progressive will probably have the best rates for you.
  • If you have collected a couple of tickets or accidents, Dairyland or National General will probably have the best rates for you.
  • If you have had more than two accidents or are collecting tickets like they are Pokémon, then Kemper Specialty will have the best rate for you.

One of the advantages of working with an independent agent is we have multiple companies and can shop your insurance for you to get you the best rate possible.

The cheapest auto insurance policy you can purchase is liability coverage. This pays the damage you cause to someone else and is the minimum coverage Washington state allows. We always recommend more coverage but if you need to keep your insurance premium down, the choice is yours.