Car insurance can help protect you from expensive, sometimes devastating surprises. Imagine you're in an accident, as an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.
Once you decide how much car insurance you want, you can start shopping for the best policy. Rates can vary widely among companies for the exact same coverage, so be sure to get car insurance quotes from multiple insurers.
Here’s what you should do to find the cheapest car insurance.
Your car insurance cost will vary depending on several factors that typically include:
If you own a car, you need auto insurance. Car insurance helps provide financial protection for you, and your family if you're involved in an accident. It only takes is a few minutes to get a personalized car insurance quote with the best rates, discounts, and options available.
You would not buy a car just by calling a handful of car dealerships and ask for the price of the cheapest car on each lot, and then picking the lowest. Why would you do that when you are buying car insurance?. Decide on the coverages you want then request quotes for that exact coverage. Make notes as to what agent is most helpful, not just being an order taker but giving valuable advice for you to consider when choosing coverages. If your requirements change as you talk with the various agents, go back and update the prior quotes.
To best compare car insurance quotes from various companies, make sure each quote contains the same:
The key to finding a good deal is to get car insurance quotes from multiple companies. An independent insurance agent can do that work for you. We can help you find the companies that have the lowest rates.
Another good savings strategy is to bundle your auto insurance with your homeowners or renters insurance. Getting more than one policy from the same company typically results in a decent discount.
In Washington, it’s against the law to drive without insurance . Washington drivers are required to have at least the following minimum car insurance coverage:
Depending on your budget and your needs, you might want to consider carrying higher limits of liability and other coverages such as Uninsured Motorist and Personal Injury Protection medical. We’ll help you customize your Washington car insurance to get the coverage you want at a price you can afford.
The cheapest auto insurance policy you can purchase is liability coverage. This pays the damage you cause to someone else and is the minimum coverage Washington state allows. We always recommend more coverage but if you need to keep your insurance premium down, the choice is yours.
The cheapest insurance premium depends on a number of ‘responsibility’ factors and how much each company weights each factor.
One of the advantages of working with an independent agent is we have multiple companies and can shop your insurance for you to get you the best rate possible.
The cheapest auto insurance policy you can purchase is liability coverage. This pays the damage you cause to someone else and is the minimum coverage Washington state allows. We always recommend more coverage but if you need to keep your insurance premium down, the choice is yours.