Sometimes getting the best car insurance means adding extra coverage in order to get more protection or guard against unexpected out-of-pocket expenses.
Here are some other auto insurance types to consider.
Shopping around for car insurance can result in savings, but many car owners rarely get price quotes from other insurance companies.
The three reasons people shop around:
Car insurance can help protect you from expensive, sometimes devastating surprises. Imagine you're in an accident, as an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.
Personalize your car insurance with the coverages you need.
We make it easy to customize your car insurance to fit your needs.
Required auto insurance coverages.
Liability Insurance pays for damages or injuries to other people and/or their property caused by an accident you're found at fault for.
Additional car insurance coverages.
Although Uninsured Motorist and Personal Injury Protection may not be required, they can provide you with an extra layer of protection. These coverages take care of damages to your car and/or injuries to you and your passengers.
We can help you pick what coverages you want.
We get it. Car insurance isn't the easiest thing to deal with. We're here to help answer any questions you may have.
We are here to advise you on important coverage decisions, answer any questions, and help simplify your experience.
We can help:
If you own a car, you need auto insurance. Car insurance helps provide financial protection for you, and your family if you're involved in an accident. It only takes is a few minutes to get a personalized car insurance quote with the best rates, discounts, and options available.
Once you decide how much car insurance you want, you can start shopping for the best policy. Rates can vary widely among companies for the exact same coverage, so be sure to get car insurance quotes from multiple insurers.
Here’s what you should do to find the cheapest car insurance.
If you get caught driving without proof of insurance, regardless of the reason you are pulled over, will cost you up to $550 in fines and penalties.
You receive a proof of insurance card from your insurance company either on paper or electronically when you start your car insurance and at every renewal. If you are stopped by the police, you are required to show this proof of insurance card to the officer.
Worse still, if you are involved in an at-fault accident and do not have insurance, you could have your license suspended for up to 3 years, be required to file an SR22 to get your license reinstated, pay for the damages and injuries you caused, and pay the traffic fines.
Appealing your no insurance fine. If you did have insurance in force at the time you got the ticket, you may be able to get the fine reduced to court costs. If you purchased insurance after you got the ticket, most judges are lenient and will reduce the fine substantially.
Washington is not a no-fault insurance state. Washington state is a pure comparative negligence state, meaning that all parties involved in a car accident may share some responsibility when determining compensation for damages. Comparative negligence may allow both the claimant and the plaintiff to recover compensation for damages even if they are partially at fault for the accident.
Washington state requires all drivers all drivers to carry a minimum amount liability insurance to legally drive in the state. You are required by the Financial Liability Law to be able to show proof of financial responsibility if you are driving a vehicle. The easiest way to satisfy these requirements is to purchase auto insurance.
The minimum car insurance required in Washington state is as follows:
Personal Injury Protection and Uninsured Motorist coverages must be offered by the insurance company but the law allows you to reject them by signing a rejection form. Not only must you have insurance, the law requires that any time you are driving in the state, you must be able to show your proof of auto insurance to law enforcement. Failure to show proof of coverage when requested by a police officer is considered an infraction and can result in fines of up to $450.